Whether you are looking to purchase your first property, are up-grading or down-sizing we can guide you through your various options.

One of the main reasons to remortgage is to get a better rate (especially if you had an introductory deal which has ended and you are about to revert to an uncompetitive standard variable rate). Alternatively you might be looking for the security of a fixed rate and/or wanting to borrow additional funds, for example for home improvements.

Buy-to-Let mortgages are designed to allow you to purchase property for investment purposes. The property is normally rented out and the income from rent will usually cover the cost of the buy-to-let mortgage payments. Many people just own one or two buy-to-let properties, others might own a complete portfolio of properties.

Please note that Buy-to-Let mortgages are not normally regulated by the Financial Conduct Authority although this does depend on the exact circumstances.

For many people buying their council house will be their first house purchase and very often, particularly if they have lived in the property for a long time, the council will offer a significant discount on the purchase price.

Commercial Mortgages enable businesses to purchase property to start or expand a business. They can be used to purchase almost any type of commercial property for example an office, hotel, shop, industrial unit or pub. We can refer you to an appropriate specialist who can provide access to commercial facilities for this type of customer.

Please note that Commercial mortgages are not regulated by the Financial Conduct Authority.