You may have completed your IVA, currently be in an IVA or entered into an Debt Management Plan (DMP), whatever your circumstances we can help find the solution for you.

If you have suffered from debt problems in the past and entered into an IVA or Debt Solutions, you may also have defaults or County Court Judgements (CCJs) registered against you. Particularly in the current climate this can make it much more difficult to obtain a mortgage and applying to many different lenders can make it even harder! Our experience in dealing with this scenario, together with the arrangements we have with a number of well known lenders, means that we can often help people whose circumstances have changed to put their bad credit history behind them.

If you are currently in an IVA, it may be possible to release equity in order to offer a ‘Full and Final’ settlement to your creditors. We are experts in this area and have specialist arrangements with lenders for this very purpose.

We also have access to similar solutions for people who are, or have been, in a Debt Management Plan.

Whatever your circumstances, if you would like to speak to a Specialist Mortgage Adviser, you can call us free on 0800 012 9995 and we will handle your enquiry in a discreet and confidential manner.