County Court Judgments (CCJs)
What is a CCJ?
A County Court Judgement (CCJ) is a ruling issued by a Court which relates to bad debt. This judgement is against an individual, will show up on their credit record, and may affect their ability to get a mortgage from most high street lenders.
How can The Select Partnership help?
We understand how easy it is to have a CCJ registered against you, it may have been due to a change of circumstance, redundancy, illness or a relationship breakdown. Although many high street lenders will treat CCJ’s as bad or adverse credit and the majority will not consider you for a mortgage, our Specialist Mortgage Advisers can help.